Product and Services to Meet Your Needs at Every Life Stage

CUSO Financial Services (CFS) is a full service broker dealer and Registered Investment Advisor offering a broad array of investment, advisory and insurance products and services. CFS partners with your credit union to provide investment tools, products and services for you. We exercise due diligence on the products you choose for your portfolio to help determine if they meet your needs, risk tolerance and portfolio objectives. Your CFS financial advisor works with the nation's leading mutual fund, annuity, and insurance companies, and can help you manage your 401(k), college savings, wealth transfer strategies and more. The following is an overview of our product offerings; speak with your advisor to learn more.

Advisory Products

CFS offers a competitive line-up of fee-based advisory services in its suite of asset management products for investors at all levels. We remain flexible so you and your advisor can choose the option most appropriate for your portfolio. Click for more about our Advisory Product offerings.

Investments and Online Discount Trading

CFS offers a broad array of sophisticated products and services including multiple investment selections. In addition, we provide eVISION, an online trading platform where you can make changes to your own investment portfolio from anywhere with internet access. See the Investments tab for more about our financial planning, full-service brokerage, fixed income trading and support, and other investment offerings.

Insurance Services

The CFS Insurance Services group provides access to a wide range of life, long term care, disability and other insurance products and services for individuals and business owners. Term life, universal life, whole life and variable universal life, estate planning and business insurance are among the products offered. Click for more about CFS Insurance Services.

Small Business

If you're a business owner, your CFS investment representative can provide products and services tailored to meet your needs as well, including business insurance, key person insurance, buy/sell agreements, company-owned life insurance (COLI), flexible 401k and other retirement plans. Whether you have one employee or one thousand, we can help. Ask your advisor for details or click here for more information.

Self-Directed Trading for Members

For those individuals who want to self-direct your own investments without the assistance of a professional advisor, CFS offers eVISIONĀ®, our member-facing electronic trading platform. Through a website co-branded with your credit union, members are able to purchase and/or trade securities online on a discounted basis from a pre-approved menu of more than 4,600 no-load mutual funds, many with no transaction fee. For more information about eVISION, read more.

Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ('CFS'), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Credit Unions contract with CFS to make non-deposit investment products and services available to their credit union members.