We Offer a Variety of Fee-based Advisory Options
to Meet Your Needs

CFS provides investors with an array of options. Our experienced financial advisors will work with you to define your risk tolerance and investment objectives, so you can develop a comprehensive portfolio package that satisfies your investment needs.

There are two different ways in which you can work with an advisor - on the traditional commissioned, transactional basis or a fee-based advisory basis. In either case, our advisors have no bias, sell no proprietary products and keep your best interests in mind. We offer a robust menu of advisory platforms to help provide you with options to maintain a balanced portfolio:

Advisory Platforms

Investors work with advisors to choose from several comprehensive managed account platforms, including:

  • CUSO Asset Management (CAM)
    CAM is a CFS Web-based platform powered by Envestnet. CAM allows the advisor to choose from 6 different product models ranging from mutual fund models, to exchange-traded fund models, to advisor directed models.
  • Curian Capital
    Curian has taken the power of managed accounts traditionally reserved for the wealthy and institutional investors and delivered it to a broader range of investors. Credit union members can benefit from diversified managed account portfolios customized around their unique objectives and risk profiles. Curian offers both strategic and tactical models using separate accounts, exchange-traded funds and mutual funds.
  • Genworth
    Genworth offers a full range of managed account options, including mutual fund portfolios, exchange-traded fund portfolios, and separate account portfolios using institutional money managers. It offers both tactical and strategic models to best meet client objectives.
  • SEI Investments
    SEI provides support to the financial advisor at each step of the asset management process by providing diversified investment solutions and all operational services related to the advisory process, including complete back-office operations and administrative services. Its offering includes a mutual fund wrap program as well as separately managed accounts.

Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ('CFS'), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Credit Unions contract with CFS to make non-deposit investment products and services available to their credit union members.