Investment Products and Services
that Meet Your Needs

CFS provides a broad variety of investment options to meet the preferences and risk tolerances of all members. Whether you prefer full service from your advisor or "do-it-yourself" style investing, we have the products and services that will work for you. Our experienced financial advisors will work with you to develop a comprehensive portfolio to reach your investment goals. Read below for an overview of the investment options we offer, and ask your advisor what's right for you.

Financial Planning

CFS advisors use planning software to ensure your meetings are organized and thorough. These goal-based applications help you understand how your current portfolio compares to your goals. Advisors can create a clear financial "road map" with action-oriented recommendations to help you reach your investment goals.

Available modules include: asset allocation, retirement accumulation, college planning, needs in the event of death, long-term care needs, and disability needs.

Full-Service Brokerage

CFS offers traditional brokerage products and services including stocks, bonds, options, unit investment trusts, REITs, mutual funds and fixed and variable life and annuity products.

Advisors can evaluate your needs, risk tolerance, financial profile and objectives to make appropriate recommendations. This approach includes an evaluation of both your insurance and investment needs.

Bond Trading and Fixed Income Support

Our bond desk offers a full menu of fixed income products including Municipals, Corporates, UITs, Treasuries, Agencies, Mortgages, Structured CDs and Notes and Commercial Paper.

CFS also has integrated the Municenter platform into dataVISION® allowing advisors to access thousands of fixed income offerings from hundreds of dealers in real time and online.

eVision: a Self-Directed Account Option

For members that want to self-direct their investments without the assistance of a professional advisor, CFS offers eVISION®, available through your credit union. eVISION is a convenient and secure online trading platform where you can make changes to your investment portfolio from anywhere with internet access. Quickly review your investments, account details, and trade online on a discounted basis from a pre-approved menu of more than 4,600 no-load mutual funds, many with no transaction fee.

eVISION has been streamlined so you can find the information you need quickly and in one place. A variety of online research and information tools also are available, and you can place all orders directly through the online system. It's easy to use and available 24/7. It's one more way CFS provides investing flexibility and support, giving you the freedom to make changes to your portfolio quickly and easily.

eVISION® is a registered trademark of CFS. Extreme market volatility and trade volume may affect system access and execution. Complete pricing schedule available online.

Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ('CFS'), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Credit Unions contract with CFS to make non-deposit investment products and services available to their credit union members.