CFS Advisors Offer Sound Financial
Investment Advice

Your CFS financial advisor assists you throughout your entire investment life cycle, whether you are just starting out and saving for a house or family, saving for college for your children, planning retirement, or taking distributions of your wealth to enjoy life! We align our investment program objectives with credit union philosophy.

CFS advisors have the knowledge, tools and technology to assist you with your investment decisions. We follow a disciplined approach to investing that embraces strategies, including asset allocation, short- mid- and long-term investment horizons, to help every client develop an investment portfolio to meet his or her own risk tolerance level.

Our financial advisors assess the following areas with you:

Risk Tolerance

Investing may involve some risk, and it's important to understand how much risk you are taking on in pursuit of investment goals. Our advisors will review your investments and make sure you are not taking on more risk than you are comfortable with.

Portfolio Diversification

Markets and economic conditions change. In most cases, no single investment approach will fit in every economic situation. It's important to have a diversified portfolio that can help protect you from the unexpected. Our advisors will review your portfolio to help ensure your investments are appropriate for your goals.

Income Strategy

Your advisor will review with you your income needs along with your risk tolerance in an effort to maximize your retirement income in an appropriate manner. We understand investing is a big decision and want you to be comfortable with not only your investment strategy, but your dividend and payout options also.

Long-term Investment Strategy

Remember your investment horizon timeline. Capital markets fluctuate and market volatility is part of the normal process. Don't let today's headlines distract you from your long-term goals. Our advisors will help you keep your long-term objectives in view, to avoid making any hasty short-term decisions.

In the current financial marketplace - a fluctuating stock market, low interest rates, and tentative investor confidence - it can be difficult to remain disciplined and committed to your financial goals. If you are having concerns about your financial future, let a CFS advisor, available in your credit union branches, review your financial strategy with you. During your meeting he or she can assess your financial objectives, address any concerns you may have and determine if adjustments to your investment strategy are warranted at this time.


Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ('CFS'), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Credit Unions contract with CFS to make non-deposit investment products and services available to their credit union members.