Disclosures

Non-deposit investment products and services are offered through CUSO Financial Services, LP (“CFS”) or Sorrento Pacific Financial, LLC ("SPF"), registered broker-dealers (Member FINRA (www.finra.org) / SIPC (www.sipc.org)) and SEC Registered Investment Advisors. Products offered through CFS and SPF: are not federally insured, are not guarantees or obligations of banks or credit unions, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS or SPF. Credit Unions and Banks have contracted with CFS and SPF to make non-deposit investment products and services available to credit union members and bank customers.

CFS/SPF policies and procedures do NOT permit any CFS/SPF registered individual to accept a check from a client that is made payable to the representative or to their business entity for any investment purposes. The only exception to this is for payment of financial planning fees to an approved Registered Investment Advisor.

Please see other important disclosures located at CFS ADV Part 2A  and SPF ADV Part 2A.

CFS Regulation Best Interest Disclosures

CFS Client Relationship Summary (CRS)

CFS Brokerage Services Disclosure Summary (BSDS)

SPF Regulation Best Interest Disclosures

SPF Client Relationship Summary (CRS)

SPF Brokerage Services Disclosure Summary (BSDS)

 

Form ADV

CFS Form ADV, available at www.adviserinfo.sec.gov.

CFS ADV Material Changes Client Letter April 2021

SPF Form ADV, available at www.adviserinfo.sec.gov

SPF ADV Material Changes Client Letter April 2021

 

Additional Disclosures

Third-Party Compensation Disclosure

Investment Product and Services Overview

 

If you have any questions, you may contact our Legal and Compliance Department at (858) 805-7900.